Driven by the notion of what is best for you, we build custom solutions that integrate the financial needs of individuals, their families and corporate clients. As your advocate, we take the time to deeply understand your goals and values and then develop strategies to help protect, preserve and grow your wealth.
When you work with Balanced Financial Services, you will learn that our process begins with a conversation. We start with an understanding of your life goals, risk management and investment objectives, and financial responsibilities. Then, in collaboration with you, we help to make specific recommendations and observations to help achieve your life goals.
For your corporate clients, we deploy a similar consultative approach. We listen before we speak and understand before we advise. Only after we have a full understanding of your goals and objectives will we offer advice on a full spectrum of investments in the marketplace including alternatives & private investments.
Armed with decades of experience, we have access to a broad range of financial solutions to assist you:
PERSONALIZED FINANCIAL COUNSELLING
Seminars
- Specifically design a seminar (or series of seminars) to the needs and interest of the group.
- Cover four areas of Financial Planning
- Tax Planning
- Investment Planning
- Retirement Planning
- Estate Planning
- Review the 6-steps of the financial planning process
- Group meetings, or one on one sessions
- Seminars or individual sessions
Individual Consultation
Tax Planning – We can work hand-in-hand with your tax lawyer on the following:
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- Income Splitting
- Tax Deferment
- Section 85/86 Rollovers
Portfolio Analysis
- Determine Risk Tolerance
- Develop Appropriate Asset Allocation
- Tax Efficiency
- Monitoring & Periodic Review
Pre-retirement / Early retirement counselling
- Psychological Impact
- Income Requirements
- Pension & RSP Analysis
- Government Programs
Estate Analysis – with your tax lawyer, we can help incorporate the following with your larger tax planning:
- Will Review
- Minimize Probate fees and Taxes
- Trusts
- Estate Freezes.
Comprehensive Financial Plan
- Tax Planning
- Investment Planning
- Retirement Plannin
- Estate Planning
- Educations Planning
CORPORATE SERVICES
As a business owner, you may consider the benefits of taking advice from fellow business owners who carry the same ethics, values, and accomplishments that you do. Like you, the team behind Balanced Financial Services invested the time and effort to create a successful and lasting practice. For that reason, you can trust that our advice regarding your business’s finances is valid, and rely on the knowledge and tools we have to offer.
We know firsthand that starting a business isn’t easy. At Balanced Financial Services, we understand not only the passion that it takes to lift a company off the ground, but the trials and sacrifices every business owner has to make on the road to maturity. Anyone who knows success also knows that those early years are both pivotal and trying, but well worth it after that first savory taste of success.
Now that you’ve made it, and now that your investment has become your income, what do you do to protect it against taxes? Against liabilities? How do you use your profits to your advantage in order to build a secure retirement fund?
We work with you to help protect what you’ve built and get the most out of your venture. With our sophisticated financial strategies, you may be able to reduce your tax liabilities, promote the continued growth of your business, and preserve the wealth you’ve worked so hard to earn. As your reliable consultants, we can lift those responsibilities off your shoulders so you can continue focusing on what you do well: being a great business owner.
Balanced Financial Services has created a package of services specifically designed to reduce tax, improve cash flow and enhance shareholder value.
- Review current benefit programs
- Cash Flow Analysis
- Succession Planning
- Buy-Sell Agreement – Analysis
- Management Services
